Financing Options

Simple, Easy Manufactured Home Financing

At Smart Choice Homes in Atascosa, Texas, we want to give you every opportunity to own the home of your dreams. That’s why we work with the best lenders in the mobile home industry. Whether it’s a home only loan for a used single wide home, or a land package for modular home, there is a lender with a loan product that will work for you. Here are SOME of the loan products available from the lenders with whom we work:

Home Only Loans (Chattel)
Land/Home Packages
Land in lieu of Down Payment
FHA/VA/USDA Loans
Construction and End Loans
Fixed Rate, Step Rate, or Adjustable Rate
And many more!

Smart Choice Homes is an independent manufactured home retailer, so we are not tied to any one bank or financial institution. We’re here to help you, the customer, find the perfect loan for your new manufactured home.

We are open to working with any lender of your choice. We look forward to helping you find and finance your dream home!

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21st Mortgage

Contact Info

P: 800-955-0021

620 Market St, Knoxville, TN 37902

Since its beginning, 21st Mortgage has been a market leader in providing innovative loan programs for affordable housing.It offers a variety of finance programs for homebuyers interested in purchasing a manufactured home. It offers its loan programs in meeting the needs of home buyers in forty-six states across America.

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Cascade Financial

Contact Info

P: 877-869-7082

2701 E. Ryan Rd #150 Chandler, AZ 85286

Since first opening our doors in 1999, Cascade Financial Services has grown to become one of the most trusted lenders in the manufactured home lending industry. While there are a number of other manufactured home lenders around, many borrowers continue to choose Cascade as their preferred manufactured home lender for a variety of reasons.

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Credit Human

Contact Info

P: 800-688-7228

San Antonio, TX

For more than eighty years, we’ve been helping members thrive within their means. Credit Human is a 100% member-owned, member-directed, and member-governed credit union. That means we’re 100% committed to the best interests of regular people, just like you.

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Reliant Bank

Contact Info

P: 615-221-2020

1736 Carothers Parkway, Ste. 100 Brentwood, TN 37027

The Reliant vision is to be the best financial institution at building and being a part of the communities served, one customer at a time. The holding company name change helps create a unified, strong brand that employees, customers, and investors can easily recognize.

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Triad Financial Services

Contact Info

P: 800-522-2013

13901 Sutton Park Drive South, Suite 300 Jacksonville, FL 32224

For over 50 years, Triad Financial Services, Inc. has provided extraordinary service in lending to help home owners reach their dream. Dealers Communities and Realtors alike trust Triad for world class professionalism and finding competitive rates that help their customers and clients get financing.

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Want to learn more? For more information or for pricing information for our homes please contact us.